This is an insured risk.

这个风险在保险范围内。

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The open cover shall stipulate the scope of cover, the range of property insured, the maximum amount of insurance each risk or at each place and the method of settling premium, etc.

预约保险合同应当订明预约的保险责任范围、保险财产范围、每一保险或一地点的最高保险金额、保险费结算办法等。

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AIG believed the risk of default was low on many securities it insured.

AIG相信在其承险的众多有价证券中，违约风险是很低的。

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They have to contend with something called moral hazard, which is the risk that people will be affected by the fact that they're insured and do something bad.

保险公司必须应对道德风险的问题,也就是说,有些人可能会因为购买了保险,而动了歪念来骗取保费

耶鲁公开课 - 金融市场课程节选

And just as the financial risk of a fire can be insured, so too can risk to the human body.

FORBES: When your employee coughs, do YOU catch the cold?

If banks were regulated by the market, with deposits privately insured like any other risk, there would be no need for the FDIC.

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Of course, that hasn't stopped industry leaders from calling for an extension of the Terrorism Risk Insurance Act, signed by President George W. Bush in 2002 as a public-private program designed to help guard against insured losses from terrorism risk.

FORBES: Non-Life Insurers At Risk In U.S.